One Day You Will File an Insurance Claim

On that day, the insurance company will conspire to keep your money ... forcing you into an unfair insurance dispute ...

If You Need Insurance Claim Help You Have Come To The Right Place! 

 

Your Insurance Claim Settlement Is Not Designed To Be Fair ...

Power To Profit

Reduced claim payments, claim denials, and unwarranted, unfair insurance disputes are astoundingly profitable ... 

Especially in an environment where, more often than not, those who are filing claims don't even recognize what is going on!

The multi - million dollar advertising campaigns are created to convince the public that insurance companies are caring and protective of their customers. 

Nothing could be further from the truth.

I understand  their unfair claims practices, their tactics and their motivations well.  I spent twelve years as an Insurance SIU Investigator.  Twelve years in the trenches.  Twelve years learning what insurance companies will do to you to avoid payment of your insurance claim. 


When I began my insurance career, I figured I had seen it all.  I had been a police officer for ten years in Miami.  I knew the drill, or so I thought.  Insurance fraud investigation seemed a natural fit.  You know, punish the bad guys, and protect the good guys.  What I did not know was that I was about to embark on a long journey into the corrupt world of insurance.

 

I would soon discover that while on the streets it was pretty obvious who the bad guys were. In the world of insurance, the bad guys weren't on the streets ... they were in the board room.
 


If you doubt this, consider the motive.


Insurance companies vastly improve their bottom line profits by engaging in unfair claims practices, reducing and manipulating claim payments.  When you file an insurance claim, you are asking the insurance company to take money from its profits and return it to you as a liability.  The company does not want to do this!

What they do want is to continue to use – or float - premium money to make more money for the company.  The more free premium money a company has to "float", the more investment income it can produce.  The greater the insurance claims savings, the greater the "float".  Eventually some of the premiums must be used to make claim payments and operating expenses.  But the longer the insurance company can hold onto your money, the more money it can make for itself.


While investment markets are volatile and difficult to control, claim payments are easy to control. 

Based on this premise, insurance companies have replaced the "claim payment" approach with the "claim management" approach which translates into claims delays, claims denials, devalued claim settlements, and unwarranted insurance disputes, all orchestrated with the blessings of management. 

 

Now, you have a unique opportunity to learn from my experience.


If you have an insurance policy, you need this information!

Even if you have never filed an insurance claim, some day you will.  You need to bargain from a position of strength, not weakness.  You need to know how to win your insurance dispute.  And, in order to do that, you must beat the insurance company at its own game.  You must recognize their tactics and you must know how to respond to your own advantage.

Make no mistake, insurance companies engage in multiple shady practices every day to delay, deny, or lowball your claim.  In fact, insurance companies prefer outright claims denials.  Left unchecked, a claim denial is by far the most profitable approach to any claim.  And, the smaller your claim, the more likely they are to search for reasons to deny it.  Why?


Because they think you will give up

Suppose you have filed an insurance claim?  Do you believe you were treated fairly?  Were you satisfied with the insurance claim settlement amount?  Yes?  Consider yourself exceedingly fortunate. 

But then again, maybe you weren't as fortunate as you assume. 

Did you participate in the claim settlement negotiation, or were you presented with an unquestioned value? 

Maybe the insurance company simply took advantage of the trust you placed in them.  Maybe your claim settlement wasn't fair at all.


Claim settlements are undervalued by design

You are expected to accept the legitimacy of a first offer based on your trust for your insurance company.


So if you do accept that first offer, understand that you have been offered the lowest value in the adjuster's range. The adjuster's entire range is routinely set below the actual value of your claim.

 

Don't think you can simply negotiate with an adjuster in order to achieve a fair claim settlement. I'll take you light years beyond that losing proposition.

 

Insurance companies take advantage of their customers when they are most vulnerable.


Insurance companies use intimidation tactics to bully their customers into unfair settlements.


Insurance companies routinely engage in unfair claims practices because they get away with it.

 
What do you know about ...

Independent Medical Examinations?

Examinations Under Oath?

Clandestine surveillance?

Aftermarket parts?

Special Investigation Units?

Discriminatory underwriting schemes?

Policy misrepresentation?

Credit scoring?

 

Unless you fully understand the implications of these and countless other claims avoidance tactics, you must take advantage of my insider knowledge.

You must refuse to be intimidated.
You must not allow the insurance company to unfairly manipulate your claim.
You must deal from a position of strength.

 
Insurance Companies Believe They Can Use Their

Power To Profit

 
Don't let this happen to you! 

Take advantage of my knowledge to turn the power to your favor.

I will take you deep inside the beast of insurance where you will learn to recognize what they are doing to you and how you can gain the upper hand.
I will teach you how to discover the tactics, the clues, and the solutions.


 

The key to your success depends on your ability to arm yourself with knowledge of your rights, recognition of the tactics used against you, and your refusal to accept that the insurance company holds all the power.

 

Powered with this knowledge, you can win.

 

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Jpytel@SolutionsForYourInsuranceClaim.com